A major roadblock for many who want to achieve financial success is their discomfort talking about money. When someone experiences financial hardship, often they feel ashamed and don’t reach out for help or take action. As a result, financial hardship snowballs over years and even across generations.
There’s an 80% chance you’re poor. Time poor, that is. Four out of five adults report feeling they are time-poor: They have too much to do and not enough time to do it. And the consequences are severe. The time-poor experience less joy each day. They laugh less. They are less healthy, less productive, and more likely to divorce. In one study of 2.5 million Americans, time stress produced a stronger negative effect on happiness than unemployment.
With Ashley Whillans
Habits of the Investing Greats
Investing is an exercise based upon constant failure and disappointment, drenched with mental distractions, obsessions, worries, manias, and even superstitions. It’s an exercise that should have positive results, but far too often doesn’t. Or as author Ron DeLegge II says, “The best built investment portfolio accompanied by poor habits will achieve superior results with great difficulty.”
With Ron DeLegge
Cashflow is King
Whether you are saving, investing, or spending… the fact is, we all need cash flow. It represents our financial lifeblood. Which is why you need Cash Flow Is King! This book will help you maximize your cash flow on a reliable, tax advantaged, and even guaranteed basis.
With Mark Mappa
The Geometry of Wealth
How does money figure into a happy life? In The Geometry of Wealth,behavioral finance expert Brian Portnoy delivers an inspired answer based on the idea that wealth, truly defined, is funded contentment. It is the ability to underwrite a meaningful life. This stands in stark contrast to angling to become rich, which is usually an unsatisfying treadmill.
At the heart of this groundbreaking perspective,Portnoy takes readers on a journey toward wealth, informed by disciplines ranging from ancient history to modern neuroscience. He contends that tackling the big questions about a joyful life and tending to financial decisions are complementary, not separate, tasks.
With Brian Portnoy
Safety-First Retirement Planning
Two fundamentally different philosophies for retirement income planning, which I call probability-based and safety-first, diverge on the critical issue of where a retirement plan is best served: in the risk/reward trade-offs of a diversified and aggressive investment portfolio that relies primarily on the stock market, or in the contractual protections of insurance products that integrate the power of risk pooling and actuarial science alongside investments. The probability-based approach is generally better understood by the public. It advocates using an aggressive investment portfolio with a large allocation to stocks to meet retirement goals.
With Wade Pfau
How to Retire on Dividends
Wall Street warns you to withdraw only 4% a year when retired. But Main Street retirees have an advantage. You can obtain 6%, 7% and even 8% annual dividend yields–triple or even quadruple the S&P 500’s yield–without reducing principal or taking on unnecessary risk. Skip Wall Street’s low-yielding, blue-chip, “dividend aristocrat” BS and learn how from Brett and Tom!
With Tom Jacobs
Money for the Rest of Us
You manage your own money. You understand the basics of investing and diversifying your portfolio. Now it’s time to invest like a pro for greater profits―with investment expert David Stein, host of the popular weekly podcast, “Money for the Rest of Us.” He’s created a unique ten-question template that makes it easy for individual investors like you and I.
With David Stein
Millennial Money Makeover
Over half of Millennials are freaked out by their finances. Luckily, with Millennial Money Makeover readers now have a guide to help them navigate the financial issues of their time. Certified public accountant Conor Richardson offers a refreshingly helpful and elegantly designed program to tackle essential money matters.
With Conor Richardson
How to Be a Financial Grownup
The book walks you through some of the biggest money decisions you’ll make regarding real estate, investing, debt management, careers, friends and money, family finances, and even health and wellness. You’re guided by proven examples and given the information you need to make choices that are right for you.
With Bobbi Rebell
The Every Day Bucket List Book
Without having to quit your day job and become a digital nomad? If so – you’re in the right place. As of busy working parent, I struggled to find free time for myself. I spent years watching other people carry out their travel bucket lists. I felt stuck and thought I wouldn’t be able to do any of these until I was older and had more freedom. Then I thought, “What am I waiting for?”
With Karen Cordaway
Mom and Dad, We Need to Talk
As your parents age, you may find that you want or need to broach the often-difficult subject of finances. In Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances, you’ll learn the best ways to approach this issue, along with a wealth of financial and legal information that will help you help your parents into and through their golden years.
With Cameron Huddleston
From Here to Financial Happiness
From Here to Financial Happiness is the day-by-day guide for anyone dreaming of a better life. Whether you’re dealing with debt, uncertain about retirement or simply want to get a grip on your finances, this book can put you on the road to happiness with a simple 11-week journey.
With Jonathan Clements
Making Money Simple
In personal finance, the number of choices and complexity of each option makes it difficult to get started.Making Money Simple gives you a clear starting point, focuses only on the most important decisions to make, andcreates a saving system that quietly nudges your finances in the right direction without regular effort on your part.
With Peter Lazaroff
The Feel Rich Project
Feeling rich is the difference between just existing and being gloriously, deeply, passionately alive, living the very best life you were born to lead.
What does feeling rich have to do with actually being rich? Plenty, it turns out. Your beliefs and feelings about money drive how you see yourself and how you define “rich.”
With Michael Kay
Wealth By Design
Build your own wealth vision, invest wisely, and create the financial freedom you want
The most powerful word in wealth building is choice. Don’t limit your financial future based on conventional wisdom. Understand your personal financial drivers, take control of your money, and leverage it to create your ideal future, not somebody else’s version of security.
With Kimberly Foss
What We’re Doing
The Money Alignment Academy Book Club addresses common financial roadblocks, provides tools and content that create a safe environment for sharing and learning, and presents a community of support to create productive financial habits.
How It Works
Each month, a personal finance author will be interviewed on the Money Savage podcast. Through advance communications, you’ll learn about which book will be featured on the show so you can promote it for your upcoming Book Club meeting. Additionally, you’ll be provided with a guide for establishing the group and facilitating meetings, including book discussion guides.
Ready to get started?
Enroll now or get in touch!