Understanding Disability Insurance

Understanding Disability Insurance

We spend a lot of money protecting things.  There’s life insurance to protect our loves should something happen to us. Health insurance pays for the cost (or some of the cost) of medical care. Long term care insurance pays for skilled care should we need it when...
Understanding Car Insurance

Understanding Car Insurance

Car accidents happen.  We don’t cause them on purpose, which is why they’re called accidents. Being in a car accident can be a surreal and life-threatening experience. Hopefully, should you ever be involved in one, the only damage will be to the car. ...
Understanding House Insurance

Understanding House Insurance

It probably won’t surprise you that Ben Franklin was the Founder of the first home owners insurance company in the United States.  His company, Philadelphia Contributionship for the Insurance of Houses from Loss by Fire was formed in 1752.  For a long time,...
Understanding Umbrella Liability Insurance

Understanding Umbrella Liability Insurance

Don’t I already have insurance that covers this?  Probably. Your homeowners insurance and auto insurance commonly provide coverage for personal liability.  But is it enough?  That’s the key question I hope to help you answer.  Understanding...
Understanding Identity Theft Protection

Understanding Identity Theft Protection

“That’ll never happen to me.” We buy insurance despite low odds of something bad happening. You and I are probably not going to die before we’re supposed to.   But if we did, the consequences would be catastrophic.  That’s why we buy life...
Financial Wellness in the Workplace: Key Ideas to Focus On

Financial Wellness in the Workplace: Key Ideas to Focus On

What is financial wellness? Should it be part of your benefits program? If you offer it, how do you make sure it will work?  Simply put, financial wellness is getting clear on how you want your financial life to be, then making and executing plans for bringing...