I think we can all agree that learning about parallelograms and chlorophyll instead of how to file our tax returns was a mistake.  Perhaps one day, personal income tax will find its way into the curriculum, but until then it’s probably up to parents to help kids...

As humans, we’re exceptional at making things harder than they need to be.  For example, this post could probably be a lot shorter than it’s going to be. I could say “teaching your kids to give is a good thing” and you’d probably agree. In the spirit of brevity,...

The tagline for the iconic action figure brand G.I. Joe was “Knowing is half the battle.” While “knowing” may not actually be 50% of what you need to successfully manage your money, it’s a big part of it.  On a scale of 1 to 100, how well do you know your family...

A recipe for a happy life is this; earn as much as you can, save as much as you can, and give as much as you can.  Over the course of a 40 to 50 year career, it makes sense to try and earn as much as possible. In a perfect world, you’d get started as early as...

Are you taking good care of yourself?  Way too many good and kind-hearted people aren’t. We’re more concerned with caring for others, often at our own expense.  I want to advocate for you, and help you advocate for yourself, because you’re worthy of...

You want to raise financially savvy kids who go on to become financially successful adults. How best to make that happen? Since even I zone out talking about budgeting and insurance, those are probably not the best topics to focus on. If we’re going to be successful...

Why do so many Americans struggle financially (two thirds of us are living paycheck-to-paycheck)? Is it because we don’t keep a personal budget? Maybe.  Is it because we don’t understand the principles behind budgeting? Probably.  While budgeting may not be...

Good credit is better than bad credit, that’s a fundamental truth. Like it or not, our credit and credit score impacts so many aspects of our lives. Good credit allows us to pay less for cars, homes and insurances, and bad credit can keep us from getting the job we...