Financial planning is the process of determining your financial goals, looking at your current situation, and devising strategies for achieving those goals. It’s best viewed as a process because it will need to be updated as your life changes.  The tangible...

Bad things happen to us.  Me dropping my ice cream when I was four was bad. My parents getting divorced when I was five was worse.  Adversity, also known as difficulty or misfortune, comes at us in different levels. The trick is what we do when it happens;...

I’ve got friends I grew up with, friends I went to college with, and I met some of my best friends as an adult.  But it can be a struggle for grown-ups to make new friends. It’s harder to develop deep relationships when we’re grown up. We’ve got a lot more...

“Give me six hours to chop down a tree and I will spend the first four sharpening the axe.”           - Abraham Lincoln To get better at persuasion, commit to becoming a life-long learner. Doing so will not only make you better today, it will...

This is so important; if we don’t save money for our retirement, no one will bail us out. This is so powerful; we get so many of our most important benefits through our employers.  This is so time sensitive; we need to get started saving and investing for our...

Referrals are the best.  They’re the best way to meet new people. Look at this list and decide if you’d rather be introduced to the person through someone you like and trust, or to pull them out of the yellow pages or Google search:...

Living a life of significance has certain requirements.  It requires you to step out of our comfort zone. To embrace change and adversity. To become a person of action and a wise decision maker.  And all of those things require you to embrace the gift of...

I’m not intending this to be an existential conversation where you question your place in the universe.  What I’d like it to be is the catalyst for you to start doing that thing you’ve been wanting to start doing. To help you lean into the question of “Who am I?”...