“That’ll never happen to me.” We buy insurance despite low odds of something bad happening. You and I are probably not going to die before we’re supposed to.   But if we did, the consequences would be catastrophic.  That’s why we buy life...

What is financial wellness? Should it be part of your benefits program? If you offer it, how do you make sure it will work?  Simply put, financial wellness is getting clear on how you want your financial life to be, then making and executing plans for bringing...

It’s hard to think of ourselves as an elderly person, but God willing, it’s going to happen.  It’s also hard to think of our future, elderly selves, requiring help doing simple things like moving around the house, preparing food and eating it, getting dressed,...

Nobody plans to get sick or hurt, but life frequently ruins those plans. Healthcare costs are very high with a night in the hospital going for around $12,000. Health insurance covers the costs of medical care as well as provides a lot of other valuable benefits like...

Over my life, there have been a lot of things I intellectually understood, but didn’t do.  When I was younger,I knew staying out late and drinking too much was bad for me. But I did it.  During that time, I also knew that I should have a budget, keep a close...

When I was in elementary school in 1989, the Berlin Wall came down.  It was a big deal.  My school held a writing contest on freedom (spoiler alert; I won) and the prize was an actual chunk of the Berlin Wall.  While I don’t remember everything, I do...

If you’re ready to take control of your financial life, check out our DIY Financial Plan course.  We’ve got three free courses as well: Our Goals Course, Values Course, and our Get Out of Debt course.  Connect with one of our Certified Partners to get any...

With his Showtime Rotisserie, Ron Popeil told us to “Set it and forget it.”  There’s value in setting something up and being able to go about your day, knowing you’ll get an expected result.  Personal finance is more complicated than a rotisserie chicken,...

We do things the way we do them.  My morning routine is almost identical everyday, as is my evening routine.  My wife and I have very structured routines with our kids, which is good for them and for us.  Humans are creatures of habit. We’ve got Monday...