You’re asking, “Why am I broke?”  While I don’t know the details of your situation, I’m confident I can help.  Whether you’re the victim of unfortunate circumstances, or your wounds are self-inflicted, following the five steps I’m going to lay out can help...

We all experience money anxiety. I have, maybe you are now.  While I know nothing about your situation, I think I can help you break free.  There’s a great quote from the character Trixie on the show Deadwood, “Hard work dispels worry.” I remember how...

Now is a great time for entrepreneurs to start or expand a business and this financial guide can help. There have been many changes that have negatively impacted our economy, but things are starting to shift. Many businesses who have survived are actively looking for...

Why does insurance often provide peace of mind?  Here’s the thing about insurance; I don’t think anything bad is going to happen to you. But if it did, the impact would be catastrophic. Because of that, we buy insurance.  When we know we have insurance...

Is it possible to crash proof your retirement?  While it may not be possible to completely remove all risk from your financial life, there are a lot of things you can do to position yourself for success.  Nobody knows if the stock market will go up or down...

Can you remember the first person to tell you, “Save that money?” Was it a parent? Maybe a boss at your first job?   You and I both know the importance of saving money. But why is it so hard to actually do? We’re pulled in a lot of different directions and...

What does it mean to pay yourself first? It means you start putting the needs of you and your loved ones ahead of everyone else- exactly where they should be.  It means before you pay anyone else; you allocate money to your priorities.  Not enough of us are...

When interviewing potential retirement plan consultants, it’s helpful to know the right questions to ask. Retirement plans are complex, and depending on your experience, potentially confusing. They’re also important from a recruiting and retention standpoint, and...

I think I can help you retire happy and do the things you want.  Remember that television show, Golden Girls? It was about four women who lived together in a house in Miami. Is that how you envision your golden years? If not, how will your retirement look? ...