I’m glad you’re interested in debt free living, but it will require more than just interest. It will require commitment and sacrifice as well.  Once it happened that a mother brought her young son to see the Dalai Lama. She waited in line and when it was her turn...

Have you been asking yourself, "How do I get ahead financially?" How do you think about your finances?  Do you think about them more like a sprint, or a marathon? I don’t think there’s a right or wrong answer.  Depending on what you’re trying to accomplish, either...

I was tired of being broke, living paycheck-to-paycheck, and drowning in credit card debt. It felt like I was trapped in a recurring nightmare where there was never enough money to go around. And I was right.  Sadly, almost two-thirds of Americans are stuck in...

When you say, “I am worthy” do you believe it? For many years, I didn’t (more on that in a bit). Here’s a secret: Everyone experiences self-doubt when it comes to feeling worthy. Many top performers in every industry have admitted experiencing some form of imposter...

Wellness dollars are funds health insurance companies make available to offset the cost of employee wellness programs.  We all want happy, healthy, and productive employees. Our people are the lifeblood of our organizations, and our most valuable resources. And...

As someone who is trying to get 1% better every day, I’m always working to do better in every area of my life. How do you think about self-improvement? An area where I think there's a lot of opportunity to improve is personal finance. Because it’s such a broad...

What do you think about retirement?  Are you excited? Are you prepared? Will you ever retire? Will you always keep working? What will your retirement lifestyle look like?  Here’s one thing I know for sure: the only way to live how you want is to know how you...

A wake is what’s left behind. Boats leave a wake in the water. People leave emotional wakes behind them. The choices we make with our money also leaves a wake.  Think about it like this: You’re going out for dinner tonight and you’ve narrowed your choices down to...

Living paycheck to paycheck sucks.  I know, because I lived it. For much of my 20s, I did a terrible job managing my finances (even though I was working in personal finance), and living paycheck to paycheck was one of the byproducts.  Because I did it, I...