It’s estimated 80% of Americans will never work with a financial advisor.  64% of Americans are living paycheck-to-paycheck.  I can’t help but wonder if those two stats are related. Here’s what I do know: It really helps to talk things out. Whether you’re...

We’re all unique individuals, but I think we share two important and immutable characteristics: Our desire to find happiness, and our desire for freedom.  While money alone won’t give us either of those things, it can put us in position to have them. ...

Do you ever feel like you can’t pull it together? Like it’s all too much? Me too.  We all have moments when we feel the weight of our responsibilities, obligations and desires is going to crush us. We all have times when we feel like the lives we want, the goals...

I was sick of being broke.  The reality was, even though I had a successful career helping others with their money, my finances were a mess. I was living paycheck-to-paycheck, not budgeting and abusing credit cards.  Once I made the decision to get good with...

Have you ever had a great coach? What was it that made them great?  Were they a great teacher? A great listener or inspirational speaker? Did they provide you with tough love? Looking back on your experience, what did you learn that’s served you through...

The best time to plant a tree was 30 years ago. The next best time is today.  That’s also true for personal finance. Our money goals are a lot easier to achieve when we have a lot of time, and harder with less time.  You and I both want better financial...

5 Tips To Reduce Stress by Improving Your Finances According to the American Psychological Association, almost two-thirds of individuals reported money as a major stressor in their lives. If you're one of these individuals, take steps to improve your financial...

Is your time valuable?  Do you waste time? Does the thought of wasting time bother you? If bothers me.  While we all have the same amount of time to work with, the way we think about and value time changes as our lives change. When we’re kids, we don’t think...

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain inalienable rights, that among these are Life, Liberty and the pursuit of Happiness. I close each episode of the LifeBlood podcast by saying,...