Old 401(k)s. Odds are, you probably have one.  Maybe it’s an account at a job you had for six months and there’s $1,000 in it.  Or maybe it’s from a previous career where you were at the company for 10 years and there’s a $100,000 balance.  Either way,...

All kidding aside, you moving in with your kids isn’t an attractive scenario for you, or them.  A top concern for many Americans is not having enough money saved for retirement.  If that’s true for you, I’m going to get you moving in the right direction so...

Debt is crushing us. It crushed me for a long time. Getting out of debt is one of the most important financial priorities anyone can have and becoming debt-free is one of the greatest gifts we can give ourselves.   If you’re in debt, odds are you feel like...

Financial wellness is more than the annual 401(k) enrollment meeting, and you know it. Or, maybe you don’t. I wish we could offer a 401(k) to employees and have them become financially successful by osmosis. Just like I wish we could offer gym memberships to employees...

When was the last time someone told you to mind your own business? When was the last time you told someone to mind their own business?  It’s time everyone starts doing it, here’s why: We’ve got a fuck-load of problems.  The Borgen Project has a list of the...

“Education is the passport to the future, for tomorrow belongs to those who prepare for it today.”  - Malcolm X Things are changing fast. We know so much more today than we the previous generation knew at this point in their lives. But it’s too much.  As we...

Financial wellness is a lot like personal finance; it’s in the eye of the beholder. You’re financial desires could be focused on accumulating millions, while mine could be focused on finding security and increasing certainty.  One’s idea of being financially well...

There are literally hundreds of potential budget categories you could track. If you’re looking for an exhaustive analysis of those hundred categories, you’re in the wrong place; turn back now.   If you’re looking for a breakdown of the most common and...

“Our duty is to encourage everyone in their struggle to live up to their own highest idea, and strive at the same time to make the ideal as near as possible to the truth.” -Swami Vivekananda I want to let you in on a secret.  You know how you look at other people...