“Do I need life insurance?” Probably.  Here’s the thing, you’re probably going to live a long and happy life. One in which not major bad things happen to you. But what if something did? What if you died before you’re supposed to? What would the consequences be?...

Having some vision board examples can help make creating your own vision board more real and accessible.   What is a vision board? Creating a vision board involves the process of thinking about and visualizing what you want in a certain area of your life,...

Before buying a home, it’s recommended you have a credit score above 620 to qualify for a conventional loan.  There are a lot of loan programs available to help you realize the dream of home ownership. I’m going to share with you the steps to take to get the most...

So much of life is out of our control. We have no control over when or where we were born, who our parents are, our genetics, other people, or what happens to us.  We do have control over what we do with our lives, how we respond to situations, and our...

Should I take out a personal loan? Is a personal loan right for me? Are personal loans good or bad? I’m going to answer all of those questions and give you the information you need to make an educated decision.  I’ve spent over 20 years as a financial advisor and...

You and I have one shot at this. One trip around the track. Will you invest in yourself, or will you simply take what life gives you? When we hit 40 or so, this reality begins to sink in. Sure, it’d be better if we came to this realization earlier, but better late...

Improving and maintaining your credit is an important step on your path to financial success. Credit is an integral part of our lives that can impact where we live, the kind of car we drive, and even where we work.  Having good credit can bring down the costs...

We, as humans, have many amazing superpowers. One of my clear favorites is our ability to create the future we desire. It’s truly amazing if you think about it. When you take the time to reflect on what you want your future to look like, when you create a plan of...