Being a good steward means you’re an effective manager. Therefore, good financial stewardship means you’re effectively managing your money.  Have you ever heard the phrase, “How you do one thing is how you do everything?” For the longest time, that made little...

It’s hard to get our acts together. It’s not easy to figure out our finances.  We’ve gotta learn how to budget, save money, start investing, buy insurance; the list goes on and on. Personal finance is a lot.  So, if it’s hard for us to do it as individuals,...

Have you had the money talk with your partner? Money can be an emotionally charged, stress inducing, anxiety filled thing.  And it can be an extremely empowering and potent force for good.  Which is it for you? What would you like it to be?  Our personal...

Peace of mind means “a feeling of being safe or protected.” Can money give you that?  Perhaps we could start with what money can’t give us. Money can’t give us happiness, health, or good relationships. There are plenty of unhappy lottery winners, plenty of sick...

Have you ever done hard work? Do you do it now? Could you be working harder? Should you be? If you’re not, why aren’t you? Who's in charge of your success? Is it you or someone else?  Those are questions I asked myself frequently, subscribing to the idea, “To...

Is debt free living a priority for you?  So much of life is about priorities and making decisions. We can choose to enjoy ourselves today and eat what tastes good, or we can skip the fries and shake and enjoy a healthy body.  We can go to bed early and get a...

Debt is crushing us. It crushed me for a long time.  When you’re in debt, it can feel like there’s no way out. That’s how I felt. The stress and anxiety followed me around and impacted every aspect of my life. It was really important for me to become debt free....

Are mutual fund fees inherently bad? No.  Is paying too much in fees bad? Yes. Do fees erode performance? Yes.  Is there such a thing as a free lunch? No Finally, cost is what you pay, value is what you get. Alright, we got it.  Over the course of my...

I've had the great honor and privilege of working with many business owners throughout my career. These are some of the smartest, hardest-working people I've ever known. Although they typically have a great head on their shoulders, when it comes to business, many...