Real Employee Financial Wellness

Real Employee Financial Wellness

Financial wellness is a great idea in theory, but a failure in practice.  I encourage you to replace financial wellness with financial peace of mind. Most of us don’t want to spend a ton of time thinking about money. Yet currently, most of us are stressed and...
Recognizing and Overcoming Limiting Financial Beliefs

Recognizing and Overcoming Limiting Financial Beliefs

We all have limiting beliefs.  The child of billionaires could think, “There’s no way I’ll ever be more financially successful than my parents.” The child of degenerates could think, “There’s no way I’ll ever amount to anything.”  The important...
Live Below Your Means

Live Below Your Means

Money is simple and straightforward. Here’s how you do it; spend less than you make and live below your means.  But that appears to be impossible for most Americans. Three in five Americans are living paycheck-to-paycheck. 77% of us are anxious about money. ...
Don’t Put All Your Eggs in One Basket

Don’t Put All Your Eggs in One Basket

With your personal finances, don’t put all your eggs in one basket. And the opposite is also true; don’t spread them out amongst too many.  The idea is to find the proper amount of diversification that will help get you where you want to go, without too much...