Understanding Investment Risk: Your Risk Profile

Understanding Investment Risk: Your Risk Profile

There are fewer things in personal finance more important than taking on the proper amount of risk, and fewer tools more ineffective at determining the proper amount of risk than a traditional risk tolerance profile.  If you’re not familiar with what I’m talking...
What is Financial Planning and Can I Do It Myself?

What is Financial Planning and Can I Do It Myself?

Financial planning is the process of determining your financial goals, looking at your current situation, and devising strategies for achieving those goals. It’s best viewed as a process because it will need to be updated as your life changes.  The tangible...
Overcoming Adversity: How to Respond When Things Go Wrong

Overcoming Adversity: How to Respond When Things Go Wrong

Bad things happen to us.  Me dropping my ice cream when I was four was bad. My parents getting divorced when I was five was worse.  Adversity, also known as difficulty or misfortune, comes at us in different levels. The trick is what we do when it happens;...
How to Make Friends as an Adult

How to Make Friends as an Adult

I’ve got friends I grew up with, friends I went to college with, and I met some of my best friends as an adult.  But it can be a struggle for grown-ups to make new friends. It’s harder to develop deep relationships when we’re grown up. We’ve got a lot more...
Financial Wellness in the Workplace: 401(k) Plans

Financial Wellness in the Workplace: 401(k) Plans

This is so important; if we don’t save money for our retirement, no one will bail us out. This is so powerful; we get so many of our most important benefits through our employers.  This is so time sensitive; we need to get started saving and investing for our...