The four keys to accepting personal responsibility for your finances. It’s my fault, and no one else’s. All of it.  I own the good, the bad, and the ugly. The choices, the thinking, the money. My past, present and future. I own all of it.  And so should...

What is a rich life? For me, it’s doing the work I want to be doing. Spending time with the people I want to spend time with. And thinking the thoughts I want to think. It’s having the freedom and ability to do those things, and to do them on my terms.  Money...

How do you get good with money? You could have rich parents. Winning the lottery might help. What about playing in the NFL or NBA? Would any of those help you get good with money?  No. They might bring you money, but they won’t help you to get good with...

If you’re wondering how to make change happen in your financial life, you’re in good company. Americans are behind with our personal finances, and to get on the right track, we need to change our behaviors.  We need to learn many of life’s lessons through...

Having a monthly cash flow plan is essential for your long-term financial success. Without understanding how much money you have coming in, and how much is going out, you won’t be successful.  When it comes to personal cash flow, Earnings - Spending = Savings. When we...

What is the importance of accountability with your money? Since money plays a vital role in every aspect of our lives, accountability is critical. We must hold ourselves, our loved ones, and our partners accountable.  Another important consideration is the time...

Can you successfully navigate your own personal finances? Can you DIY money? Yes.  Financial planning is determining your financial goals, looking at your current situation, and devising strategies for achieving those goals. It’s best viewed as a process because...

We all want to know how to be good at financial decision making. And it’s easy, but it’s not simple.  It’s impossible for anyone to eliminate all bad decisions. What we want to do is minimize how many we make. The wrong financial decision can delay our most...

Is it possible to “set it and forget it” with our personal finances?  Our time and attention are just as valuable as our money. When we can stop doing menial tasks like paying bills and balancing our checkbooks, we can spend our time and attention on other...