Should I take out a personal loan? Is a personal loan right for me? Are personal loans good or bad? I’m going to answer all of those questions and give you the information you need to make an educated decision.  I’ve spent over 20 years as a financial advisor and...

You and I have one shot at this. One trip around the track. Will you invest in yourself, or will you simply take what life gives you? When we hit 40 or so, this reality begins to sink in. Sure, it’d be better if we came to this realization earlier, but better late...

Improving and maintaining your credit is an important step on your path to financial success. Credit is an integral part of our lives that can impact where we live, the kind of car we drive, and even where we work.  Having good credit can bring down the costs...

We, as humans, have many amazing superpowers. One of my clear favorites is our ability to create the future we desire. It’s truly amazing if you think about it. When you take the time to reflect on what you want your future to look like, when you create a plan of...

You’re thinking about buying a home, that’s very exciting!  Home ownership has always been an integral part of the American Dream, and home values account for a large portion of many Americans overall net worth.  With that in mind, it makes sense you want to...

Superman, Wonder Woman, Mother Teresa and Gandhi lived their personal values and followed a code.  Superman holds strong to not killing, keeping his secret identity a secret, and using his powers responsibly. Wonder Woman lives to serve as a living example of the...

There are a lot of ways to become financially successful and there are a lot of people who have done so through the wholesale of real estate.  Before we go any further, if you’re looking for a way to channel your inner Chip and Joanna Gaines from Fixer Upper,...

We celebrate when our sports heroes play hurt and we dislike it when they sit out.   In the 2021 Summer Olympics, American gymnast Simone Biles opted out of competing because of her mental health and she was viciously criticized.  We revere stories about...

Daniel Kahneman, a Psychologist, won the Nobel Prize in Economics. He became fascinated by why people make personal finance and investing decisions, and it motivated him to focus his research on it. After releasing his results, he made this damning assessment of the...