The best time to plant a tree was 30 years ago. The next best time is today.  That’s also true for personal finance. Our money goals are a lot easier to achieve when we have a lot of time, and harder with less time.  You and I both want better financial...

5 Tips To Reduce Stress by Improving Your Finances According to the American Psychological Association, almost two-thirds of individuals reported money as a major stressor in their lives. If you're one of these individuals, take steps to improve your financial...

Is your time valuable?  Do you waste time? Does the thought of wasting time bother you? If bothers me.  While we all have the same amount of time to work with, the way we think about and value time changes as our lives change. When we’re kids, we don’t think...

We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain inalienable rights, that among these are Life, Liberty and the pursuit of Happiness. I close each episode of the LifeBlood podcast by saying,...

Have you ever let things slide? I know I have.  You’re doing great, eating healthy and exercising consistently, but then you start to let up a bit. You start eating fries instead of a salad, having an extra glass of wine, and sleeping past your alarm. It...

Do you remember the song “Lions and Tigers and Bears! Oh My!” from The Wizard of OZ? The grown up version of that is “Covid, inflation, recession and cancer! Oh my!” It’s not as fun.  Adversity is one of life’s realities. Some of them, like winter, we can prepare...

How’s life going? Are you succeeding? Is everything going as planned? Do you know?  I figured something out a couple of years ago, and while it’s obvious, it’s also profound. Are you ready?  The only way to live how you want is to know how you want to...

Have you ever asked yourself, “What’s the story of my life?”  Have you asked “What am I capable of and what could I be?”  If you worked harder, accepted personal responsibility and took ownership for everything in your life, good and bad, what would your...

Why do we wait to do important things? Do we think there’s someone more capable or more qualified who should, or will, be fixing the problem?  Do we wait because the timing isn’t right? Once things settle down at work, then I’ll do it. Once the kids are out of...