We celebrate when our sports heroes play hurt and we dislike it when they sit out.   In the 2021 Summer Olympics, American gymnast Simone Biles opted out of competing because of her mental health and she was viciously criticized.  We revere stories about...

Daniel Kahneman, a Psychologist, won the Nobel Prize in Economics. He became fascinated by why people make personal finance and investing decisions, and it motivated him to focus his research on it. After releasing his results, he made this damning assessment of the...

You want to be debt free.   You created a budget. You’re trying to be smart with your money. But there’s never enough money to go around and you’re feeling stuck.   Lots of people have been there and lots are still there. I’ve been...

It’s gotta fit.  Even if the new thing you’re starting is the most beneficial thing in the world, if it doesn’t fit into your life or organization, it won’t last. It won’t be sustainable.  A financial wellness program could be just what your company and your...

What if there were steps to success you could follow that would take you to the level above the one you’re at? What if you could then lock in your gains and make that level your new normal?  Would you take those steps?   There’s a lot of talk these days...

The value in having a morning routine checklist If I had a lifetime checklist, living intentionally would be at the top. Having checklists for things is a means of doing that.  I like to get up early because there’s not a lot of other people that do.  It...

The time is now for putting a plan together to become debt free. I’m going to talk about how and why the implications are far greater than you realize.   Life is short, and it’s important to live in the present as much as we can. But it’s also very...

Creating a wellness checklist can help you bridge the gap between the life you have and the life you want.  I’m going to talk about how to create a wellness checklist, as well as help you fit it into your busy life and make it sustainable.  Why bother with...

There are seven states with no income tax, meaning these seven states don’t tax retirement income AlaskaFloridaNevadaSouth DakotaTexasWashingtonWyoming Why is this important? Because, depending on the type of account(s) you're using to accumulate money for your...