How much money should you save before buying a house? A down payment of 20% and six months worth of what your expenses will be once you own the home.  Here’s what I’ll cover in the remainder of this post Why you should save that muchThe cost of making a bad...

Rental properties can be a great way to diversify your income and your long-term financial situation. Understanding rental property loans and how to qualify will position you for success as you set out on your passive income journey.  No doubt you have...

Debt has become an insidious part of many of our lives. I’m going to share with you a process for becoming debt free using goals-based-budgeting so you can start living the life you truly want.  There are many reasons why people fall into debt. There are many...

I’m excited you’re interested in how to get good with money and I’m confident I can help you get where you want to go.  This article will go through 7 steps to help you achieve financial prosperity.  It’s not enough to know about money. It’s not enough to...

To develop empathy for another, we’re told to walk a mile in their shoes. But how do we do this for ourselves? It’s hard for us to imagine our future-selves. To think of ourselves as getting older and one day dying. It’s for this reason we have a difficult time with...

Looking back over the first 20 years of my career as a financial advisor and meeting with thousands of people, very few strategies or financial products were thought of as “must haves.”  Wills and trusts are the closest thing to it, meaning whenever I asked if...

I recently had the pleasure of having Jamie Lerner on the LifeBlood podcast to talk about personal responsibility and how we can get more of it in our lives.  You can find her episode here.  Jamie shared some of the wisdom she’s learned over her career as a...

Dignity is “The quality or state of being worthy, honored, or esteemed.”  Wikipedia defines it as “is the right of a person to be valued and respected for their own sake, and to be treated ethically. It is of significance in morality, ethics, law and politics as...

How often do you see something and think “how is that happening?” or “why is that the way it is?”  When you look at your community, is there anything you’d change?  Here’s the thing; you’re the right person to make those changes. You’re the right person to...