Getting people to take beneficial action is puzzling and difficult.  It’s clear cigarettes are bad for us, yet many still smoke.  Most people understand it’s valuable to spend less than you make, yet a majority live paycheck-to-paycheck.  To help...

Just getting by can be difficult. Becoming a success is challenging and admirable. Living a life of significance requires extreme focus, inquiry and consistent work. It’s available to all of us, but something too few aspire to.  What would the world be like if...

We all have enough time to do just about anything we want. We can start businesses, open a restaurant, become painters, or learn how to play pickleball. But we don’t have time to waste. If you’re interested in succeeding in life, you’ve got to stop wasting time. ...

Here’s the problem; we don’t know what’s in one another’s hearts.  I don’t know your true intentions and you don’t know mine. Therefore, I can choose to believe you, or not.  We live in a time when people scour the internet to find a single world (written or...

Defined contribution plans are a great place to save for retirement. In fact, it’s what they’re designed for. Different types of defined contribution plans are plans that receive special tax treatment from the IRS to incentivize people to save money for the long-term....

Is it better to be open or closed-minded?  Would you rather be constantly learning, or stuck in your ways?  The answer seems obvious, but we don’t act like it.  Instead, we seem to have settled and dug into our positions, and have become aggressively...

We all have the ability to “power through” things. To put our heads down and do what needs to be done, in spite of being exhausted, burned-out, or not feeling like it.  And, we all do it.  Besides, what choice do we have? All the things still need to get...

We spend a lot of money protecting things.  There’s life insurance to protect our loves should something happen to us. Health insurance pays for the cost (or some of the cost) of medical care. Long term care insurance pays for skilled care should we need it when...