The Securities and Exchange Commission defines time horizon as, “Your time horizon is the number of months, years, or decades you need to invest to achieve your financial goal.” You and I have enough time to do most everything we want. But we don’t have time to waste....

Taking a business-like approach to the financial planning process can help get you where you want to go with money.  Having the right strategy and planning are integral to the success of a business. The CEO works to set the organization’s goals, decide on the...

Businesses and individuals alike are always interested in improving their bottom line. It can be accomplished in many ways, but focusing on decreasing overhead, and increasing profit are excellent starting points.  For businesses, revenue minus costs equals...

To become successful, you need a strong financial foundation.  To do that, there are a lot of financial best practices individuals can borrow from an organization’s CFO.  A CFO stewards the assets of an organization, accessing and reducing risks, maintaining...

Businesses engage in a formal and organized goal-setting process. It involves strategic planning that takes into consideration time horizon, opportunity, and threats. This process demands constant updates. Do you set goals? Do you follow a goal-setting process? ...

There’s immense value in living in alignment. You’ve heard the saying, “Stand for something, or fall for anything.” When you’re clear on what your personal mission, values, and goals are, you know what you stand for, and what you stand against. You have clarity around...

There’s a lot of value in having a personal mission statement. One major benefit is that it helps you prioritize your life.  Why is this important? Well, either you live by priority, or you live by pressure.  Have you ever known someone who's constantly...

Would taking a business-like approach to your personal finances put you in a better place? If you were to implement more systems and processes, would you better position yourself for success? I think yes.  The more we can manage our financial lives like...

Have you ever heard the saying, “If you want something done, give it to a busy person?” Do you think it’s true? We all wear many hats, and it's hard to get everything done.  I’m a husband, dad, financial advisor, podcaster, writer, short-order cook, dishwasher,...