It’s gotta fit.  Even if the new thing you’re starting is the most beneficial thing in the world, if it doesn’t fit into your life or organization, it won’t last. It won’t be sustainable.  A financial wellness program could be just what your company and your...

What if there were steps to success you could follow that would take you to the level above the one you’re at? What if you could then lock in your gains and make that level your new normal?  Would you take those steps?   There’s a lot of talk these days...

The value in having a morning routine checklist If I had a lifetime checklist, living intentionally would be at the top. Having checklists for things is a means of doing that.  I like to get up early because there’s not a lot of other people that do.  It...

The time is now for putting a plan together to become debt free. I’m going to talk about how and why the implications are far greater than you realize.   Life is short, and it’s important to live in the present as much as we can. But it’s also very...

Creating a wellness checklist can help you bridge the gap between the life you have and the life you want.  I’m going to talk about how to create a wellness checklist, as well as help you fit it into your busy life and make it sustainable.  Why bother with...

There are seven states with no income tax, meaning these seven states don’t tax retirement income AlaskaFloridaNevadaSouth DakotaTexasWashingtonWyoming Why is this important? Because, depending on the type of account(s) you're using to accumulate money for your...

How much money should you save before buying a house? A down payment of 20% and six months worth of what your expenses will be once you own the home.  Here’s what I’ll cover in the remainder of this post Why you should save that muchThe cost of making a bad...

Rental properties can be a great way to diversify your income and your long-term financial situation. Understanding rental property loans and how to qualify will position you for success as you set out on your passive income journey.  No doubt you have...

Debt has become an insidious part of many of our lives. I’m going to share with you a process for becoming debt free using goals-based-budgeting so you can start living the life you truly want.  There are many reasons why people fall into debt. There are many...