Why do so many Americans struggle financially (two thirds of us are living paycheck-to-paycheck)? Is it because we don’t keep a personal budget? Maybe.  Is it because we don’t understand the principles behind budgeting? Probably.  While budgeting may not be...

Good credit is better than bad credit, that’s a fundamental truth. Like it or not, our credit and credit score impacts so many aspects of our lives. Good credit allows us to pay less for cars, homes and insurances, and bad credit can keep us from getting the job we...

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.”- Matthew 6:24 Can you get rich? Yes. Can you have everything you want? Yes. Is it also...

We live in a time when entrepreneurship is revered and celebrated. Families watch episodes Shark Tank, and HGTV teaches us about making money in lots of different ways.  In spite of the popularity of entrepreneurship in popular culture, not everyone is cut out to...

A picture is worth a thousand words.  Simply put, a picture can convey an idea more quickly and effectively than the written word.  Here are some of the most iconic images: Proverbs and rules-of-thumb are extremely effective at expressing ideas.  Here...

In a famous letter to the US government in 1854, Chief Seattle wrote “The end of living - The beginning of survival.” It was in the context of caring for the Earth, and his words are as true today as they were then.  I remember reading that for the first time and...

I want to help my kids be good with money.  It seems obvious, but here are my reasons: I want them to have financial independence and to earn a great livingI want them to have great lives, and to be able to pursue whatever they’re passionate aboutI want them to...

Succeeding at life isn’t easy, but it’s available to everyone.  It’s also highly personal. Your idea of success is and should be, different from mine.  What does success look like for you? You see, it’s imperative to get clear on the answer to that question....

Have you ever read “The Bank of Time?” It’s one of my favorite inspirational stories: Imagine there is a bank account that credits your account each morning with $86,400. It carries over no balance from day to day. Every evening the bank deletes whatever part of the...