Nobody plans to get sick or hurt, but life frequently ruins those plans. Healthcare costs are very high with a night in the hospital going for around $12,000. Health insurance covers the costs of medical care as well as provides a lot of other valuable benefits like...

Over my life, there have been a lot of things I intellectually understood, but didn’t do.  When I was younger,I knew staying out late and drinking too much was bad for me. But I did it.  During that time, I also knew that I should have a budget, keep a close...

When I was in elementary school in 1989, the Berlin Wall came down.  It was a big deal.  My school held a writing contest on freedom (spoiler alert; I won) and the prize was an actual chunk of the Berlin Wall.  While I don’t remember everything, I do...

If you’re ready to take control of your financial life, check out our DIY Financial Plan course.  We’ve got three free courses as well: Our Goals Course, Values Course, and our Get Out of Debt course.  Connect with one of our Certified Partners to get any...

With his Showtime Rotisserie, Ron Popeil told us to “Set it and forget it.”  There’s value in setting something up and being able to go about your day, knowing you’ll get an expected result.  Personal finance is more complicated than a rotisserie chicken,...

We do things the way we do them.  My morning routine is almost identical everyday, as is my evening routine.  My wife and I have very structured routines with our kids, which is good for them and for us.  Humans are creatures of habit. We’ve got Monday...

I want my cake and eat it too.  This is true both literally and figuratively. Like, I really want to eat cake. And ice cream, and cookies, and drink beer and eat pizza.  And I also want to be in good shape, and have energy, and be strong enough to keep up...

We’ve all heard the saying, “Patience is a virtue.” We commonly hear that upon learning it’s going to take longer than expected to get something we want.  Patience is the ability to wait calmly for something.  Virtue is a desirable trait or quality. ...

Not happy with the way things are going?  What have you been tolerating?  You see, apathy sneaks in when we start tolerating mediocrity.  It starts really small.  And it grows. And it grows. And it grows. And before you know it, you’re not happy...