Good credit is better than bad credit, that’s a fundamental truth. Like it or not, our credit and credit score impacts so many aspects of our lives. Good credit allows us to pay less for cars, homes and insurances, and bad credit can keep us from getting the job we...

Why do so many Americans struggle financially (two thirds of us are living paycheck-to-paycheck)? Is it because we don’t keep a personal budget? Maybe.  Is it because we don’t understand the principles behind budgeting? Probably.  While budgeting may not be...

You want to raise financially savvy kids who go on to become financially successful adults. How best to make that happen? Since even I zone out talking about budgeting and insurance, those are probably not the best topics to focus on. If we’re going to be successful...

A recipe for a happy life is this; earn as much as you can, save as much as you can, and give as much as you can.  Over the course of a 40 to 50 year career, it makes sense to try and earn as much as possible. In a perfect world, you’d get started as early as...

The tagline for the iconic action figure brand G.I. Joe was “Knowing is half the battle.” While “knowing” may not actually be 50% of what you need to successfully manage your money, it’s a big part of it.  On a scale of 1 to 100, how well do you know your family...

Successfully managing family finances and teaching your kids how to save money is one of the most fundamental and important things you can do.  I can’t overstate the importance of what I’m going to talk about today; if your child is able to adopt these skills it...

As humans, we’re exceptional at making things harder than they need to be.  For example, this post could probably be a lot shorter than it’s going to be. I could say “teaching your kids to give is a good thing” and you’d probably agree. In the spirit of brevity,...

I think we can all agree that learning about parallelograms and chlorophyll instead of how to file our tax returns was a mistake.  Perhaps one day, personal income tax will find its way into the curriculum, but until then it’s probably up to parents to help kids...

Teaching your kids about money is way more than teaching your kids about money. Why is it on your mind?   Perhaps you want to help them become investors so they can change the world. Maybe you want to help them avoid some of the mistakes you made. Or maybe...