Student Loans with Mary Jo Terry

Are you ready for your student loans repayments to resume? Mary Jo Terry talks about how to prepare and position yourself for success!

Dec 6, 2021 | Podcast

About the Episode

LifeBlood: We talked about student loans, how many people are past-due or delinquent on their payments, what to do if you find yourself in that situation, and how to be proactive as your payments resume with Mary Jo Terry, Managing Partner of Yrefy. 

Listen to learn your options if you need to make changes to your student loan repayment plan!

You can learn more about Mary Jo at Yrefy.com and LinkedIn.

Thanks, as always for listening!  If you got some value and enjoyed the show, please leave us a review wherever you listen and subscribe as well. 

You can learn more about us at LifeBlood.Live, Twitter, LinkedIn, Instagram, YouTube and Facebook or you’d like to be a guest on the show, contact us at [email protected].

 

George Grombacher

George Grombacher

Lifeblood Host

Mary Jo Terry

Mary Jo Terry

Guest

Episode Transcript

Come on

Cassie, are you ready?

Cassie Parks 0:14
I’m ready

george grombacher 0:14
all right I’m ready the people ready let’s go Welcome to liquid engage. This is George gee Our guest today strong and powerful Cassie parks she is a fairy godmother for people who struggle to manifest more than just parking spaces through positive reality podcast books and online coaching program. She shakes up your approach using the law of attraction while making it all feel easy, practical and fun. Cassie, tell us a little about your personal life some more about your work and why you do what you do.

Cassie Parks 0:44
Absolutely, um, you know, I’m a woman who has an amazing partner kid pool that I manifested and is living this amazing life that I created about it’s about eight years ago will be on November 1. And second, I have two freedom bursaries that will be the eighth anniversary of when I left my corporate job for the last time I left on the first The second is what I call the you know, it’s the first day I didn’t didn’t have to go back to work again. And since that time, have manifested an amazing coaching business, the love of my life, a kid, like I said, a pool in my backyard. And I just get to live and help people create the lives that they want. I really help people write powerful money stories so that they can attract, keep and grow their abundance. And I help them become the people that they’ve always wanted to be, and live the lives that they’ve been dreaming of. As far as my work goes, I do the exact same things that I tell my clients, the exact things that I did, just more streamlined for them, it took me longer to figure out how to do all this stuff, how to put it together in a formula, how to make it step by step. So they get the benefit of the years that it took me to do that. And they get to shrink down the time. And I do it because I believe there’s so many people who are called they want this bigger, better life, and they you know, they might put it on a vision board, or they might write it down in their goals, you know, 100 times or maybe every January 1. And they they were like me at one point, you know, there was a point where I’m like, I believe I am capable of creating what I want. But I didn’t know how and the how wasn’t, I kept coming up with reasons and ways of the how to work. I can make money this way I could do this. But what was really messed up for me or wasn’t working for me was my money mindset. It was there was a lot of beliefs in there and I hadn’t stepped into this person who could have this amazing life who could have money be easier who could do what she loved and make make money. And so I help people write powerful money stories because I believe that many people’s soul is calling for something different and it’s not necessarily Money, money, money, but what happens when you change, change your money story is everything changes you know, and I there’s this I heard Les Brown one time say something like, you know, people say money doesn’t buy you happiness, but I’d sure like to try you know, and and I believe that right? Money won’t bias but I do believe this journey to abundance the way that I teach it leads to happiness on the path and therefore more money.

george grombacher 3:31
Love it. Love it. So people that that that that that you’re talking about that want things they they have new year’s resolutions, they’ve got vision boards, they’re wanting a better life. They’re thinking about it. What What is missing? You’ve talked about money stories, what is what is the problem? Why is it not working?

Cassie Parks 3:58
Yeah, so there’s two problems. So the one that ties to money stories is that there’s there’s these five default money stories that over the years I just start was inspired one day to start interviewing my clients that were success, you know, as they got to success point, we started interviewing them. And I just randomly asked the question, what was your old money story? And I started getting the same five consistent answers. And I’m like, Huh, and I didn’t I’d never taught that but it was the way that they realized they were living their lives. And so these money stories which are survival, just enough money chaser money, hot mess, in Hold tight, you know, they, they’re things that get picked up by default. And sometimes they get picked up because you know, maybe your parents are in survival and there was never enough money. And it was always stressful. So often people with those parents will becomes survival, they’ll just pick up that survival story or they’ll try and go the opposite and they’ll become money chasers because they want more money. And so what happens is when people have these goals, these intentions which are about a bigger life and sometimes about the things right, that we want the money stories get in the way, I was just talking to one of my clients yesterday, you know, her money story when she started with me was money chaser. And that was one of my money stories in my journey, which means you just chase money, you never stop to see how much money you need how much money you really want you just more and more money. And so you’re always chasing it, and you don’t usually get it. And if you do, like, in her case, she manifested this amazing massage practice, she was working less than 20 hours a week, this is probably about 10 years ago, making $3,000 a month. So that was more than enough money when she looks at it now. But she didn’t stop long enough to see that or enjoy that because of this story. She needed to chase more. And so she tried to have a wellness center because that would be more money. And that didn’t work out. And so these stories get in the way when we are trying to make change, they come out of nowhere, and they get in our way.

george grombacher 6:03
Nice. Okay. Well, that certainly does make sense. So how do I figure out which, if if I have this, this negative negative story, I’m sorry, this probably not positive if it’s stopping me from getting what I want, right?

Cassie Parks 6:17
It’s not positive, they’re generally negative stories, right? And so if you’ve tried a lot, or you feel like, Oh, it’s the same pattern, like I kind of do different things, but I end up in the same place or I work really hard to be better with money, but then it all falls apart, you probably have a money story. quick run down. survival is exactly what it is downs like survival, there’s never enough money it’s very stressful. If money is very stressful with you, that’s probably your story. There’s just enough with these people. You know, if something breaks, you know, brakes go out, they know $300 is going to show up. But if they get an extra 1000 they know the hot water heater is gonna go. So that can be Yeah, that that can be disheartening, because if you want to save for something like that trip to Paris, you start to believe that’s not possible because something always comes to take that money. Money chasers are those people who always have an idea like they always have a new business idea they’ve probably been in at least three mlms their family’s tired of hearing about their business ideas. And hot mess is somebody whose money always actually been pretty easy for you if they overspend it somehow corrects itself they’ve never had to think about it and that just gets in their way when all of a sudden they hit a point in life and they’re like hey, I think I should have more to show for the amount of money that I’ve made and then they start to pay attention and then the whole types are those people that will drive across town you know they’ll drive an hour across town to save five cents on gas because it’s more about you know how how tight Can I hold on to my money how much can I save instead of living life or thinking about like was that hour worth that you know to dollars things like that which one were you I was a money chaser at one point and a hot mess at one point right on yeah yeah and so I had all ideas go ahead

george grombacher 8:17
No please I that’s just you know, once I once I recognize then it’s a function of Am I am I reading a new money story Am I digging into why it is that I am a chaser?

Cassie Parks 8:34
Great question and I would say don’t take it the reason I have the money stories is so people can hear and they can see like oh that is the pattern in my life you know if their survival like oh yeah, every time I get a big check I spend it before it even hits the bank you just can start to become aware of how they’re behaving with money and how the story is playing out and as a coach, then I know because stories will come kind of come up in a different way as you grow and so I know how to catch them better but I would say don’t dig into how they got created. It doesn’t matter. You picked it up and it’s not what you want so don’t put more energy in it just become aware if you see like I’m chasing money, okay, I can sit tight and feel good about what I have right now. You know, if you’re just enough like you learning how to let yourself dream if you’re a hot mess, maybe you know, getting a budget together and just seeing where the money goes right? start to become who you want to be with money. So one of the ways that I would say it is just pick for now a story title that you’d love to live into, right? Instead of analyzing why you got that one, let’s start immediately moving towards a more powerful money story.

george grombacher 9:47
Okay, got it. And that that certainly makes sense. So let’s assume that I am a that my money started right now is one of survival. Let’s, let’s let’s do hold tight that I’m a person who’s going to drive across the city to save, you know, five cents on a gallon of gas. How do I shift that to somebody who is who, who lives in financial abundance?

Cassie Parks 10:18
So you, you pick what you want, you know what you want out of life. And so for that story that’s going to be might take them a little bit to think about, okay, what is the life I really want to live? Because for them, they are getting their value out of all of these savings, right? This is, it’s really a matter of Hold tight ones who was willing to sleep on the floor, because she knew the mattress she wanted was gonna go on sale in six months. And she would save like, $200 Yeah. And so for Hold tight, it’s really becoming like, what kind of life Do I want to live? And that might not be just like a today answer, right? It’s not just a okay because kind of unwinding that story and being open to you know, if you’re willing to live on the floor for six months, or sleep on the floor for six months for $200. It takes a bit to grow into Okay, what do I really want? Do I want comfort? Do I want to be able to take amazing trips? Do I want to trust that my money’s going, you know, where it should be? I don’t have to like micromanage like, Oh, my God, did I get charged $2? over? You know, where do you want to be putting your energy? How do you want to feel in your life? You know, you want to feel happy, you want to feel like you’re connecting with people? So that’s the place I would start with them. Especially.

george grombacher 11:43
And that seems like that 100% makes sense. But I do making, for lack of a better term, that’s really a transformational change, right? Absolutely, yeah. So it’s not gonna be easy,

Cassie Parks 11:56
it’s not gonna be easy. And it takes a while because their brain is wired for all of these stories, your brain has become wired, this is the safety zone, even if it sucks at times, this is where it’s safe. And this is where you’ve survived. And so that primal part of our brain really does want to keep us here, because even though it might not feel good, we’re alive. And that’s its job, you know,

george grombacher 12:20
which, which we’re certainly grateful for, you know, our brains, our brains were wired to, you know, keep us alive and not be eaten by animals and, and, and all that. And these instincts help us to run out of burning buildings, and all that good stuff, but it’s really not serving us in modern society. So having a recognition of that, that, Okay, once I do get clear on the life that I really want, it’s going to be a daily practice for recognizing these triggers and these emotions, and then reprogramming.

Cassie Parks 12:56
Yeah, and I do it a little different, we do a little less of like, paying attention to what we don’t want in my program. So it’s geared it’s 20 minutes a day. So I like to tell people, even if you don’t do my program, like, you can change I believe in just 20 minutes a day, like that’s enough energy, that’s enough new information to give your brain if you’re committed to that, and then paying attention the other 23 and a half hours, 23 hours and 40 minutes, if you want to be technical to, to how things are playing out, you know that you can do it, it doesn’t have to be a full time job. You know. So I believe in 20 minutes a day, like at the start of your day to to be that start to be that person in the beginning of the day. And yeah, so we just we do it in the beginning, in a lot of fun ways. I do it a little different than I then I have heard of other people doing it, you know, we really start just connecting with money in a different way. And a more fun way we have a scavenger hunt. We just look at different amounts of money and see how we feel about it not to fix it just to become more aware. So really, the first part of what I do is just becoming more aware and choosing to have this more fun engagement with money. Versus and so it gently reprograms your brain without you really knowing

george grombacher 14:22
I like it. I’d rather have fun at things than not have fun. So I certainly appreciate that. And if it’s a real grind than if it sucks Cassie I’m probably not going to do it anyway. So

Cassie Parks 14:33
right now one is.

george grombacher 14:36
So I recognize that I am holding super tight to my money and it’s causing me to drive all over town to find a cheaper tank of gas. It’s causing me to sleep on the floor for six months and this is not serving me. I made the decision I’m interested in moving more towards abundance and so I engage in these 20 minute practices that are fun and light and helping me to rewrite my money story. Where do I go from there? Am I am I asking for things? How does? How does the rust the process work?

Cassie Parks 15:13
Well, I’m backing up just a tad, what I actually do is I teach people how to manifest $10,000. Okay, because this isn’t amount of money that when we, when we think about it is too big for our brain to figure out how we’ll get it tomorrow. But also not a million dollars, which throws us into spin, because we really actually have no idea if you’re not a millionaire or close to that today, you don’t know who you’d be with that. And that brings up a fear response in your brain, even if you want it. So we start with this 10,000 and get really clear, like, Where’s that $10,000 gonna go? And then work on? Okay, great, we’re going to have this list of things, how is that going to make us feel so those are step one, and two, and then we move through these. So as you go through these fun things that are 20 minutes, you’re documenting, like, Oh, you know, somebody bought me coffee, I was gonna pay $5 for coffee, that’s $5. And we actively, you know, either take that out of our account or put it you know, transferred to the manifested account or put it in a jar. Because the thing that a lot of people do is they don’t pay attention, oh, I want to change money, but they don’t really pay attention to when more money is coming in, or how it’s going out. And so we really track all the money coming in, because that’s what we want more of to get to that 10,000. And it doesn’t just come $5 at a time, very often, it comes like oh, someone sent me a $2,000 check. Or the other day, someone got a refund from 16 years ago, when they were in the program just came out of the blue. Yeah. And so we really start to track and see that and as we go through that, and you get closer to your 10,000, you naturally start writing this more powerful money story. And then once we’ve set that groundwork, we actually get to a place where you pick a character and a story title, and we learn how to step into those. And then we start scripting that. So then you start writing your life as if, oh, I’m powerful with money. And that’s the assignment for the day you step into that character. And that statement, I’m powerful with money and you write as if that is true, you be in that moment. And that gently takes your brain in another direction as with everything that’s led up to that point, but that’s really how we start writing this and do write these more powerful money stories.

george grombacher 17:32
I love it. And I just I can imagine that as, as money starts coming in, and a little bit at a time, people just develop momentum, and it all snowballs.

Cassie Parks 17:44
Absolutely, that’s exactly what happens.

george grombacher 17:48
Which has got to be a super exciting thing.

Cassie Parks 17:50
It is, it’s so much fun. I love it. I get so excited when you know someone crosses the $1,000 mark and the 10,000 and the 20,000. We recently because it’s a longer term engagement, you know, to do the next level of my work. So I have people that are with me for five years just crossed the million dollar manifested mark a couple months ago. So that’s very fun.

george grombacher 18:13
Love it. Cassie, people are ready for your difference making tip. What do you have for them?

Cassie Parks 18:20
Love it. Tell the story today that you want to live tomorrow. This goes with money. This goes with life. Choose your words, because it is the story that we tell today that makes our life tomorrow. So you know, let go of the explanations and the justification. If you want something, say you want it be clear about that. Don’t you know try and explain everything away. Just tell the story today that you want to be living tomorrow.

george grombacher 18:48
Well, I think that is great stuff that definitely gets Come on. Come on. Thank you so much for coming on. Where can people learn more about you? How can they engage with you? How can they? How can they get involved with your program?

Cassie Parks 19:01
Yeah, you can find all of that at Cassie parkes.com ca ssieparks.com you know, so find my podcast. You can find my books on Amazon. Whatever floats your fancy.

george grombacher 19:16
Excellent. Well if you enjoyed this as much as I did Sure, cast your appreciation and share today’s show with a friend who also appreciates good ideas go to Cassie Parkes com. That’s CASSIE pa rk s.com and check out all the great resources that Cassie has pick up a copy of her books at Amazon and check out the podcast as well. Thanks good Cassie.

Cassie Parks 19:41
Thank you.

george grombacher 19:42
And until next time, keep fighting the good fight. We’re all in this together.

Transcribed by https://otter.ai

More Episodes

Extended Care Planning with Kelly Augspurger

Extended Care Planning with Kelly Augspurger

Extended Care Planning with Kelly Augspurger Extended care planning isn't the most fun thing to think about. Kelly Augspurger talks about how to have the conversation with loved ones! About the EpisodeWe focused on the ins and outs of extended care planning, reframing...

How Do You Feel About Money with Wendy Wright

How Do You Feel About Money with Wendy Wright

How Do You Feel About Money with Wendy Wright How do you feel about money? How would you like to feel? Wendy Wright shares her perspective on answering these questions! About the EpisodeWe focused on asking and answering “how do you feel about money,” what financial...

How Much is Enough with Peter Lazaroff

How Much is Enough with Peter Lazaroff

How Much is Enough with Peter Lazaroff Have you ever stopped to ask yourself, "how much is enough?" Peter Lazaroff shares his perspective on why and how to ask! About the EpisodeWe focused on determining how much is enough, how our preferences and identities change...

Know Your Client with Frank Rekas

Know Your Client with Frank Rekas

Know Your Client with Frank Rekas When you know your client, life and business get easier. Frank Rekas talks about how to market and sell yourself effectively!  About the EpisodeWe focused on how and why to know your client, effective marketing and sales, the...

Impact Investing with Chris Meyer

Impact Investing with Chris Meyer

Impact Investing with Chris Meyer Impact investing and shareholder advocacy are powerful tools. Chris Meyer talks about how it's done and how you can participate! About the EpisodeWe focused on impact investing through shareholder advocacy, the special rights and...

Efficient and Optimal Investing with Mark Hebner

Efficient and Optimal Investing with Mark Hebner

Efficient and Optimal Investing with Mark Hebner Efficient and optimal investing is easier, and less expensive than many people think. Mark Hebner wrote the book on it and shares his perspective! About the EpisodeWe focused on efficient and optimal investing, the...

How Much is Enough with Spencer Sherman

How Much is Enough with Spencer Sherman

How Much is Enough with Spencer Sherman When it comes to money, how much is enough? Spencer Sherman talks about how to feel good about where you are, while working to improve!About the EpisodeWe focused on how to figure out how much is enough when it comes to money...

Better Financial Decisions with Brian Haney

Better Financial Decisions with Brian Haney

Better Financial Decisions with Brian Haney Making better financial decisions will position you for better outcomes. Brian Haney talks about developing processes for doing what matters most! About the EpisodeWe focused on how to make better financial decisions, the...

Join the show.

Interested in being on the show? Tell me a little bit more about you and what you’d like to talk about!