Wellness dollars are funds health insurance companies make available to offset the cost of employee wellness programs.  We all want happy, healthy, and productive employees. Our people are the lifeblood of our organizations, and our most valuable resources. And...

As someone who is trying to get 1% better every day, I’m always working to do better in every area of my life. How do you think about self-improvement? An area where I think there's a lot of opportunity to improve is personal finance. Because it’s such a broad...

What do you think about retirement?  Are you excited? Are you prepared? Will you ever retire? Will you always keep working? What will your retirement lifestyle look like?  Here’s one thing I know for sure: the only way to live how you want is to know how you...

A wake is what’s left behind. Boats leave a wake in the water. People leave emotional wakes behind them. The choices we make with our money also leaves a wake.  Think about it like this: You’re going out for dinner tonight and you’ve narrowed your choices down to...

Living paycheck to paycheck sucks.  I know, because I lived it. For much of my 20s, I did a terrible job managing my finances (even though I was working in personal finance), and living paycheck to paycheck was one of the byproducts.  Because I did it, I...

We are struggling with money. Almost two-thirds of Americans are living paycheck-to-paycheck. Half have less than $500 in savings. The average credit card debt is over $6,000.  I share that because if you’ve got money problems, you’re in good company. ...

While recessions can be a big deal (especially where your finances are concerned), it doesn't necessarily have to be all that scary if you're adequately prepared for when trouble hits the fan. Here are some helpful things you can do to help you laugh in the face of a...

What have you been meaning to do, but have been putting off? Procrastination affects all of us in some shape or form. It’s a very human thing to do.  But the problem is, when we procrastinate, nothing is created and no progress is made. Time passes and small...

Too many of us are just getting by.  Many of us are stuck in credit card debt (The average American has $6,000). Almost two-thirds of us are living paycheck-to-paycheck.  When you’re in a tough financial situation, you can feel like there’s no way out. I...