Here’s the problem; we don’t know what’s in one another’s hearts.  I don’t know your true intentions and you don’t know mine. Therefore, I can choose to believe you, or not.  We live in a time when people scour the internet to find a single world (written or...

Defined contribution plans are a great place to save for retirement. In fact, it’s what they’re designed for. Different types of defined contribution plans are plans that receive special tax treatment from the IRS to incentivize people to save money for the long-term....

Is it better to be open or closed-minded?  Would you rather be constantly learning, or stuck in your ways?  The answer seems obvious, but we don’t act like it.  Instead, we seem to have settled and dug into our positions, and have become aggressively...

We all have the ability to “power through” things. To put our heads down and do what needs to be done, in spite of being exhausted, burned-out, or not feeling like it.  And, we all do it.  Besides, what choice do we have? All the things still need to get...

We spend a lot of money protecting things.  There’s life insurance to protect our loves should something happen to us. Health insurance pays for the cost (or some of the cost) of medical care. Long term care insurance pays for skilled care should we need it when...

Car accidents happen.  We don’t cause them on purpose, which is why they’re called accidents. Being in a car accident can be a surreal and life-threatening experience. Hopefully, should you ever be involved in one, the only damage will be to the car. ...

It probably won’t surprise you that Ben Franklin was the Founder of the first home owners insurance company in the United States.  His company, Philadelphia Contributionship for the Insurance of Houses from Loss by Fire was formed in 1752.  For a long time,...

Don’t I already have insurance that covers this?  Probably. Your homeowners insurance and auto insurance commonly provide coverage for personal liability.  But is it enough?  That’s the key question I hope to help you answer.  Understanding...

“That’ll never happen to me.” We buy insurance despite low odds of something bad happening. You and I are probably not going to die before we’re supposed to.   But if we did, the consequences would be catastrophic.  That’s why we buy life...