Have you ever felt like you take one step forward, and two steps back with your finances? Have you ever said, “I’m just not good with money?”  When thinking about solving the money problem, it’s easy to see where it shows up. Two thirds of Americans are living...

So the shit hit the fan.  Now what? Step one, turn off the fan. Step two, start cleaning up.  In all seriousness, adversity is a part of life, and financial adversity is something we’ve all faced. And like the Stoics say, you can’t control what happens to...

Have you ever felt like you’re playing catch up, that you’re behind the 8 ball, that the tail is wagging the dog?  You ever have those mornings when you really, really don’t want to get out of bed? Me too. We all do.  But you do get out of bed. You push...

It’s estimated 80% of Americans will never work with a financial advisor.  64% of Americans are living paycheck-to-paycheck.  I can’t help but wonder if those two stats are related. Here’s what I do know: It really helps to talk things out. Whether you’re...

We’re all unique individuals, but I think we share two important and immutable characteristics: Our desire to find happiness, and our desire for freedom.  While money alone won’t give us either of those things, it can put us in position to have them. ...

Do you ever feel like you can’t pull it together? Like it’s all too much? Me too.  We all have moments when we feel the weight of our responsibilities, obligations and desires is going to crush us. We all have times when we feel like the lives we want, the goals...

I was sick of being broke.  The reality was, even though I had a successful career helping others with their money, my finances were a mess. I was living paycheck-to-paycheck, not budgeting and abusing credit cards.  Once I made the decision to get good with...

Have you ever had a great coach? What was it that made them great?  Were they a great teacher? A great listener or inspirational speaker? Did they provide you with tough love? Looking back on your experience, what did you learn that’s served you through...

The best time to plant a tree was 30 years ago. The next best time is today.  That’s also true for personal finance. Our money goals are a lot easier to achieve when we have a lot of time, and harder with less time.  You and I both want better financial...