Is your financial perspective helping or hurting you?  Do you know what your financial perspective is? Let me take a step back.  Perspective is defined as “a particular attitude toward or way of regarding something; a point of view.” I like to think about...

Your financial future is wide open. One promise of America is our ability to achieve whatever level of success we want. It doesn’t matter if you’re the son or daughter of a billionaire, or you’re a first-generation American.  Success and a bright financial future...

The best financial organizer is that one that works.  I’m fond of saying that I’d rather be useful than brilliant. Meaning, I’m way more effective at getting my message across when I’m honest and vulnerable, versus when I’m using a bunch of jargon to make myself...

When you think about your money and your goals, do you feel you have ownership of them?  Many of us feel like we’re living on someone else’s terms, and someone else’s rules. And life is both too short, and too long to do that. You and I have enough time to do...

Is it time? Have you had enough? Are you excited for the future? I want to talk about three signs you’re ready to retire. If you are, there are three steps to take immediately.  When you’re in your 20s, retirement is an abstraction. In your 40s, it becomes more...

What are some of the emotional signs you’re ready to retire? What do you do when you experience them? My hope is you’re not planning on retiring tomorrow. Even if that’s the case, it’s better to consider what I’m going to share than to not.  A successful...

Is the stock market rigged? No. Not in the way you think. When I think of something being rigged, I think of carnival games. Something that appears to be winnable, that’s really not.Casinos aren’t rigged. The “house” has the statistical advantage over the players, but...

Should you cut your retirement spending now? Maybe. Maybe not.  Whether you’re thinking about this out of fear, or proactivity, it’s always wise to revisit your financial situation. This is true if you’re not working and living on a fixed income (like most...

What does it mean to you to retire happy?  I want everyone to have a happy and fulfilling retirement. If you want to travel the world, open a winery, or spend every day with grandkids, that’s what I want for you. And all those things are possible. But financial...