Do I need life insurance?   Like the answer to many good financial questions, the answer is, it depends.  But, you probably need it.   Do you love someone (or something)?  Do you owe someone (or something)?   Do you have a...

There are big money mistakes and small money mistakes.  There are good mistakes and bad mistakes.   Good mistakes are the ones we learn, get better, and move on from.  Bad mistakes are the ones we seem doomed to make over and over again. ...

Odds are that the fees and expenses inside your 401(k) account aren’t top of mind for you, at least I hope they’re not.   That being said, they play an important role in the success of your eventual retirement so it’s important to be aware of them and if...

Is it ever too late to start saving?  Maybe, but probably not.  If you have one year before retirement, you’re in trouble.  If you have five years or more, you can accomplish what it will take to retire using the steps below.   I’m a big...

“How do I have a great relationship with my significant other?”  “How do I lose 25 pounds?” Questions like these are hard to answer.  Behind my keyboard, the answers are simple.  For example, it’s easy to say, if you want to increase your savings, spend...

Getting started is hard.  Once we get started, keeping going and finishing is also hard.  These realities are what keep us from doing meaningful things because meaningful things are often difficult to do.   So, the purpose of this post is to help...

Old 401(k)s. Odds are, you probably have one.  Maybe it’s an account at a job you had for six months and there’s $1,000 in it.  Or maybe it’s from a previous career where you were at the company for 10 years and there’s a $100,000 balance.  Either way,...

In the business world, much ink is spilled over profits and losses, but any experienced small business owner knows that a healthy cash flow is the true key determining factor to predict whether a business will survive and grow. When it comes to personal wealth...

Teddy Roosevelt famously said, “Comparison is the thief of joy.”  Another related well-known quote is, “Too many people spend money they haven't earned, to buy things they don't want, to impress people that they don't like.”  It’s a very human thing to...